Calculator · Lease tax by state
Florida car lease tax
Tax is charged on each monthly payment as it is billed, so it is spread across the term rather than owed at signing.
Rate
6.000%
before local surtax
Paid
Monthly
spread over the term
Cost rank
2 of 10
cheapest first
How Florida calculates it
Sales and use tax plus any applicable discretionary sales surtax is due on motor vehicles leased in Florida (GT-800030), collected on the lease payments. County discretionary surtax runs 0.5-1.5% and applies to the first $5,000 of each lease payment — effectively uncapped for a normal payment. State-mandated title, license and registration fees are not taxable.
Source: Florida primary guidance · reviewed 2026-08-23
Still unresolved. per-payment collection mechanics are described in the DOR surtax guidance rather than GT-800030 itself. Everything above is sourced; this specific point is not, and is flagged rather than guessed at.
Worked example
A $45,000 vehicle negotiated to $41,500, leased for 36 months at 60% residual and a 0.00185 money factor, with $2,000 down and a $895 acquisition fee.
Adjusted capitalized cost$40,395.00
Residual value$27,000.00
Monthly depreciation$372.08
Monthly rent charge$124.68
Payment before tax$496.76
Tax added to each payment$29.81
Monthly payment$526.57
Due at signing$2,526.57
Total tax over the lease$1,073.01
True cost per month$582.13
What's in the taxable base
Manufacturer rebatesNot taxed
Trade-inReduces the base via lower payments
Cash down paymentNot separately taxed
Local surtaxYes — varies by locality
Florida against the other states
| State | Due at signing | Total tax | True cost/mo |
|---|---|---|---|
| New York | $3,292.10 | $795.34 | $574.41 |
| Florida | $2,526.57 | $1,073.01 | $582.13 |
| Georgia | $3,574.41 | $1,077.65 | $582.25 |
| Ohio | $3,640.07 | $1,143.30 | $584.08 |
| Illinois | $3,739.48 | $1,242.72 | $586.84 |
| Washington | $2,531.54 | $1,251.85 | $587.09 |
| New Jersey | $3,814.05 | $1,317.28 | $588.91 |
| California | $2,677.78 | $1,441.55 | $592.36 |
| Pennsylvania | $2,541.47 | $1,609.52 | $597.03 |
| Texas | $5,090.51 | $2,593.75 | $624.37 |