Calculator · Lease tax by state

Pennsylvania car lease tax

Tax is charged on each monthly payment as it is billed, so it is spread across the term rather than owed at signing.

Rate
9.000%
before local surtax
Paid
Monthly
spread over the term
Cost rank
9 of 10
cheapest first

How Pennsylvania calculates it

The 9% base combines 6% state sales tax with the separate 3% Public Transportation Assistance motor vehicle lease tax, which applies to leases of 30 days or more on "the total lease payment including down payment and accelerated lease payments". The taxes do not compound — neither is included in the other base. Local sales tax adds 2% in Philadelphia and 1% in Allegheny County, applying to the sales tax component.

Source: Pennsylvania primary guidance · reviewed 2026-08-23

Still unresolved. the 3% lease tax reaches the down payment, which is not modeled separately here. Everything above is sourced; this specific point is not, and is flagged rather than guessed at.

Worked example

A $45,000 vehicle negotiated to $41,500, leased for 36 months at 60% residual and a 0.00185 money factor, with $2,000 down and a $895 acquisition fee.

Adjusted capitalized cost$40,395.00
Residual value$27,000.00
Monthly depreciation$372.08
Monthly rent charge$124.68
Payment before tax$496.76
Tax added to each payment$44.71
Monthly payment$541.47
Due at signing$2,541.47
Total tax over the lease$1,609.52
True cost per month$597.03

Run your own numbers for Pennsylvania

What's in the taxable base

Manufacturer rebatesNot taxed
Trade-inReduces the base via lower payments
Cash down paymentNot separately taxed
Local surtaxYes — varies by locality

Pennsylvania against the other states

StateDue at signingTotal taxTrue cost/mo
New York$3,292.10$795.34$574.41
Florida$2,526.57$1,073.01$582.13
Georgia$3,574.41$1,077.65$582.25
Ohio$3,640.07$1,143.30$584.08
Illinois$3,739.48$1,242.72$586.84
Washington$2,531.54$1,251.85$587.09
New Jersey$3,814.05$1,317.28$588.91
California$2,677.78$1,441.55$592.36
Pennsylvania$2,541.47$1,609.52$597.03
Texas$5,090.51$2,593.75$624.37